Home
Business Loan Overview
A Business Loan from Help Desk Finserve is an unsecured financing solution designed specifically for business growth and expansion. As an RBI-registered IMF, we provide transparent business loans without requiring any property collateral, making it accessible for businesses of all sizes to meet their financial requirements with ease and clarity.
Key Purposes for Business Loan:
- Working capital management and operational expenses
- Business expansion and new branch openings
- Business infrastructure development and renovation
- Purchase of machinery, equipment, or technology
- Supplier payments and credit management
- Inventory management and stock maintenance
Features & Benefits:
- Loan amount up to ₹1 Crore based on business turnover
- Flexible repayment tenure from 12 to 60 months
- No collateral, guarantor, or security required
- Competitive interest rates starting from 11.99% p.a.
- Quick processing with multiple bank options
- Transparent terms with no hidden charges
| Sr. No | Eligibility Parameter | Criteria |
|---|---|---|
| 1 | Applicant Age | 24 Years to 60 Years |
| 2 | Minimum Loan Amount | ₹3,00,000 (3 Lakh) |
| 3 | Maximum Loan Amount | ₹1,00,00,000 (One Crore) |
| 4 | Loan Tenure | 24 to 60 Months (2 to 5 Years) |
| 5 | Rate of Interest | Starting from 11.99% p.a. |
| 6 | Business Vintage | Minimum 3 Years |
| 7 | Annual Turnover | Minimum ₹20 Lakhs |
| 8 | Collateral Requirement | Not Required |
Required Documents for Business Loan
- Identity Proof- PAN Card & Aadhaar Card (Mandatory)
- Address Proof- Passport / Electricity Bill / Registered Rent Agreement / Property Tax Receipt
- Income Proof- Last 3 Years ITR with Computation, P&L Account & Balance Sheet
- Bank Statements- Last 1 Year Current & Savings Account Statements
- Business Proof- Shop Act License / Partnership Deed / MOA & AOA
- Business Entities- Sole Proprietorship / Partnership Firm / Private Limited / LLP
- GST Compliance- GST Certificate & Returns for last 2 years
- 2 Recent Passport-size Photographs of Applicant & Co-Applicant
- Business Premises- Office/Shop Ownership Proof or Rental Agreement
Why Choose Help Desk Finserve?
Led by Mr. Pravesh Sharma (Managing Director) with over 12 years of banking and insurance expertise, Help Desk Finserve provides transparent business loan solutions with multiple bank options. We simplify the loan process, ensure complete clarity on terms, and help you choose the best offer for your business growth.